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Modern Approach

Modern Approach

Like you, we are invested, diverse, and dynamic.

How can an investor overcome the challenges of investing?

Our portfolios are designed to give investors a multifaceted, cutting edge approach to wealth management through a combination of these elements.

The reality is we no longer have the same economic drivers that delivered a 25-year bull market as we saw from 1982-2007. During those years, many investors were advised to buy and hold a diversified portfolio of stocks, bonds and mutual funds. In large part, the plan worked quite well. However, the “Buy and Hold” approach is subject to the massive swings of the market as witnessed in 2008. Times are changing and more options are available today providing an opportunity for many investors to consider a modern approach to investing.

Create an investment plan designed to capture most of the upside of the market. This helps satisfy the greed factor.

Develop a strategy that helps minimize downside exposure in the portfolio. This helps reduce the fear factor.

Even the most sophisticated and intelligent investors are susceptible to emotional decisions when faced with extreme market conditions. Our portfolio is designed for investors to maintain a middle-ground where there is less temptation and less emotion. This helps provide more consistency.

Incorporate a component that can help maintain stability in ever-changing markets.

Becoming a client.

1. Schedule

The first step is to have a conversation. It allows you to meet with us in person and discuss your personal circumstances confidentially and determine if we would be able to help.

2. Identify

Through our initial conversation, we will help you identify your top financial priorities and advise you on taking the next step. We are glad to review your existing investment and insurance portfolio if you bring your statements with you to the initial meeting.

3. Plan

We look at the whole picture providing a holistic planning approach. We will work with you to gather information and deliver a comprehensive plan based on your financial needs and desires.

4. Invest

Based on your plan, we will propose ideas and solutions to help you achieve your financial priorities. In addition, we will identify obstacles that may prevent you from reaching your goals. A detailed investment strategy will be provided which we will help implement every step of the way.

5. Review

Once you become a client, we will set up on-line access and provide instructions on how to view your accounts. We will also establish a schedule to continue to monitor, track and help guide your plan. We understand that circumstances will arise and life changes will occur. When they do, we want to know. As your advisor, we’d like to be your trusted resource for all your financial needs.

12222 Merit Drive, Suite 1180
Dallas, TX 75251

T | 972.726.5900
F | 972.239.8704

TeamMPACT@mpactfinancial.com

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This communication strictly intended for individuals residing in the states of AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KS, LA, MA, MI, MD, MN, MO, MS, NC, NM, NV, NY, OH, OK, OR, PA, SC, TX, UT, WA. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC or NCUA insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Securities and advisory services offered through Commonwealth Financial Network, Member FINRA & SIPC, a Registered Investment Adviser. Fixed insurance products and services offered through CES Insurance Agency or MPACT Financial & Insurance Services.

Kim Tillinghast

Principal, Partner

Kim Tillinghast began her career in the banking industry in 1985. She graduated with a degree in Finance from West Texas State University in 1990 and has continued her education by earning her Series 24 General Securities Principal Exam and Certified Plan Fiduciary Advisor (CPFA™). Shortly thereafter she started her brokerage career at a traditional wirehouse in downtown Los Angeles, California in 1991. After relocating to Orange County, Kim became an independent financial advisor in May of 1993. She brings over 37 years in the banking and finance industry with experience ranging from designing, developing, employing and maintaining complex investment strategies, Pension Plans, Employee Stock Option Plans, Corporate Finance, Estate Planning and Transition. Outside of her career, she served as Co-Chair of the Dallas County Susan G. Komen Race for the Cure 2013 and 2014 and currently serves on the Board of the Tillinghast Society, Inc. With a deep love for animals, she continues to volunteer for multiple emergency animal response teams including Red Rover, HSUS, UAN, ASPCA and volunteers weekly at the Irving Animal Shelter. Kim also loves worldwide adventure travel and has many amazing experiences visiting almost half of the world’s countries and all seven continents, twice.

Karthik Muraliraj

CFP®, ChFC®, CLU®, RMA®, Partner

Karthik Muraliraj was raised in Fort Worth, Texas, and developed an interest in investing and economics at a young age. After graduating from the University of Texas at Austin with a Bachelor of Arts in Economics and a minor in Business, he started his career as a financial professional in 2008. Throughout his career, Karthik has continued to educate himself by gaining multiple designations. Since moving to Dallas, he has been an active member in the community—volunteering with organizations such as the network of Indian Professionals, Dallas Autumn Ball and Reading Partners. Karthik is an avid sports fan and enjoys supporting his alma mater as a proud member of the Texas Exes Dallas Chapter. In his free time, Karthik enjoys cooking, travel, fitness and spending time with this wife, son, dog, and cat.

Crystal Arredondo

MBA, CDFA®, CPFA™, Partner

Crystal Arredondo was born and raised in Germany. She moved to Texas following her parents’ decision to retire after serving an overseas career in the Armed Forces. Seeing firsthand the difficult transition to civilian life after retirement, Crystal obtained her MBA in Finance at the University of North Texas and began her career as a financial advisor. In 2009, she completed the Retirement Planning Specialist Program at the Wharton School of Business, University of Pennsylvania. In 2018, she earned her designation of Certified Divorce Financial Analyst® (CDFA®). In 2022, she earned the additional designation as a Certified Plan Fiduciary Advisor (CPFA™). As the daughter of an immigrant mother, she especially enjoys helping women and business owners make decisions that affect their financial independence. She served as the 2015-16 Chair for the National Association of Women Business Owners (NAWBO) and 2016-17 Chair for the NAWBO Institute of Entrepreneurial Development.

Philip Strunk

CFP®, CPA, Partner

Philip Strunk is a native of Houston, TX. Philip earned his Bachelor of Business Administration and Masters in Professional Accounting from the University of Texas at Austin’s McCombs School of Business. He earned his designation as Certified Public Accountant (CPA) in 2004 and CERTIFIED FINANCIAL PLANNER (TM) certification in 2010. Having started his career with Deloitte & Touche, LLP in 2005, Philip spent a year and a half in Deloitte’s Audit and Assurance Services group and provided a variety of financial services for a number of Fortune 500 companies. He decided in late 2006 that his talent and passion for investments were best suited for working with smaller groups and individuals. After obtaining the required securities registrations and insurance licenses, Philip became a financial advisor. The impact was plainly visible and more fulfilling. Philip serves as the Investment Director for MPACT.

John C. Farris

CAP®, CFS®, Partner

John C. Farris is a founding partner and has more than forty years in both public and private business serving in a variety of management and leadership capacities. John completed the Retirement Planning Specialist Program at the Wharton School of Business at the University of Pennsylvania earning the Retirement Planning Specialist designation. John and his family have a history of philanthropic giving through numerous non-profit organizations. John recently completed his designation as a Chartered Advisor in Philanthropy® (CAP®). He is also a member of The International Association of Advisors in Philanthropy. His primary goal is to help people give intelligently with love and thereby experience the true joy of helping others. John lives in Park Cities and has served on the Public Works Advisory Council, as finance director of the BSA West Park District, the BSA Troop 82 Executive Board, and as a BSA Assistant Scoutmaster for Troop 82, Dallas, Texas.